Renovation ROI & BRRRR Refinance Calculator

Renovation and refinance outcomes depend on a bank's actual valuation and lending decision at the time, which this calculator can't predict — it shows what the numbers you enter would produce, not a guaranteed outcome. Refinance lending is also subject to serviceability/debt-to-income testing, not just LVR, which this calculator doesn't model. Investor LVR limits are set by the Reserve Bank and change periodically — confirm the current limit before relying on this figure. This is general information only, not financial or lending advice. Get advice specific to your situation from a mortgage adviser before acting on a renovation or refinance plan.