Property Investing Strategies
How the strategies actually work under current NZ rules — answer-first, plain English, no hype. New articles added regularly.
Creative cashflow strategies in NZRent-by-room, minor dwellings, and short-stay — plus rent-to-own, lease options, rent-to-rent, and rent-to-Airbn…
Using your home's equity to buy an investment propertyThe 80% maths, top-up vs cross-collateralisation, the servicing test as the real gate, and the risk controls tha…
Commercial property investing in NZ: how it differs from residentialHigher yields, tenants who pay the outgoings, value driven by the lease — and bigger deposits, longer vacancies,…
Property development in NZ: how small-scale projects actually workMinor dwellings, one-into-two subdivisions, infill builds — won in feasibility before the land is bought, with a…
Property trading in NZ: how buy-renovate-sell actually worksThe margin is made at purchase — buying below market, adding value buyers pay for, and the tax reality: trading …
The bright-line test explained: current NZ rulesThe bright-line test taxes gains on residential property sold within 2 years of purchase (for properties bough…
Buy and hold vs flipping: which strategy fits NZ right now?Buy-and-hold builds wealth slowly through rent and growth; flipping manufactures profit fast but is taxed as i…
How much deposit do you need for an investment property in NZ?Most NZ banks require around a 30% deposit for residential investment property under LVR rules — but useable e…
New build vs existing property: which makes the better NZ rental?New builds get LVR exemptions, low maintenance and Healthy Homes compliance; existing homes offer land, value-…
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