Equity

Equity is the difference between what your property is worth and what you owe on it — the part you actually own.

Equity grows three ways: paying down the loan, market growth, and adding value through renovation or development. For investors, the number that matters more is useable equity — the portion a bank will actually let you borrow against for the next purchase.

This page is general information, not financial, legal, or tax advice. Rules change — always confirm current settings with official sources and seek independent professional advice.